California · Chapter 30 of 59

Loan Brokerage and Mortgage Loan Originators

Mortgage loan originators, NMLS requirements, real property loan law, and broker activities.

20-minute read · Built for the DRE Salesperson Exam

MLONMLSSAFE ActArticle 7Mortgage Loan Broker Law

SAFE Act and MLO Licensing

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires all mortgage loan originators to be licensed and registered through the Nationwide Multistate Licensing System (NMLS). Must complete pre-licensing education (20 hours including 3 hours federal law, 3 hours ethics, 2 hours non-traditional mortgage), pass exam, submit fingerprints, pass background check.

12 U.S.C. §5101

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